FAQ

How do I know if a contractor is legitimate?

Direct answer

Ask for a certificate of insurance sent directly from their carrier, check that the business entity and address are real, call two references from jobs over a year old, and be wary of large deposits and same-day pricing.

More detail

Texas does not license general contractors at the state level the way it licenses electricians and plumbers, so a general contractor cannot show you a state contractor license because there is not one to show. That makes the other checks matter more, not less. What to verify, in order. A certificate of insurance for general liability and workers compensation, sent to you directly by the insurance agent rather than handed over as a PDF, because certificates are easy to alter and easy to let lapse. The business entity registered with the Texas Secretary of State, matching the name on the contract. A physical address that is not only a PO box. And the trade licenses for the licensed portions of the work: electrical, plumbing, and HVAC are state-licensed in Texas and those numbers are verifiable. References worth calling are the ones from a year or more ago, not last month. Recent customers are still in the honeymoon; the ones from two winters back know whether the callbacks got answered. Ask specifically whether the final price matched the contract and how change orders were handled. Deposit norms. A deposit is normal, and a large one is not. Material deposits for special-order items are reasonable and should be documented against the actual order. A request for a third or half of the job before anything is delivered is a working capital problem, and you are the one funding it. The pressure signals that correlate with trouble: a price that expires today, a discount for signing now, a contract that is a one-page estimate with no scope, and a request to pay in cash. None of these are proof of anything on their own, and together they are a pattern.

Authoritative sources

  • TxDOT Access Management Manual

    Driveway approaches onto Texas state highways require a TxDOT access permit and must meet the manual's geometry, width, and drainage standards.

  • City of Sherman Development Services

    Building permits, contractor registration, and civil submittals in Sherman run through the city's Self Service Portal.

  • USDA Web Soil Survey

    County-level soil mapping for Grayson, Cooke, Fannin, Collin, Denton, Bryan, and Marshall counties, the starting point for pad and foundation planning.

Ready to get started in Sherman?

Concrete driveways and slabs, site preparation, metal buildings, welding, and fencing across the US 75 corridor from McKinney to Durant since 2016, built by insured local contractors. Mon-Sat 8am-7pm CT.

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